Active · MLS# 4536986

639 E Saint Charles Dr

Crosby, TX, 77532

$239,900

6 Beds · 3 Baths · 1,924 SF · $125/SF

DUPLEX!! Both sides rented now but could live on one side and use the rent income from the other side to cover your mortgage! Roof replaced in November 2022. HVAC replaced in each unit in 2020 & 2021. Four bedroom fully remodeled just prior to current tenant move-in. Two bedroom remodeled prior to last tenant move-in around 2021. Washer and Dryer connections in Four Bedroom. Duplex is located at the end of long street so little traffic! Own it with far less cash down than a conventional purchase. 100% ownership, rights at 40% purchase price of expected appraised value. Not fractional ownership! You get all the ownership benefits and appreciation at a smaller entry price with Optimized Ownership which has been around for 50 years!! Optimized ownership structure with a low down payment and real flexibility. The list price is your Ownership Interest in the home. The seller holds most of the home's cost, so you don't finance or buy that part. Instead, you pay a monthly fee on it, and you can buy it out anytime at a price set at closing, or never. Sell anytime. Conventional, FHA, VA, and USDA financing accepted. Financing fee: $906 monthly plus your mortgage, if any. Much less than conventional payment on the same home with less cash in. Down payment is set by your mortgage, as little as $0 down. Estimates; final terms set at closing

Property Details

Property type

See Remarks

Living area

1,924 sq ft

Bedrooms

6

Bathrooms

3 full

Year built

1960

Lot size

0.1339 acres

Subdivision

St Charles Place Sec 01

County

Harris

Annual taxes

$3,515

Schools

Elementary

Crosby (Crosby)

Middle

Outside School District

High

Outside School District

Features

Interior

Laminate Counters

Exterior

None

Flooring

Laminate

Heating

Central

Cooling

Central Air

Views

None

Listing courtesy of Melinda Jackson, BMJ Realty Group. Information is provided by Unlock MLS (Austin Board of Realtors) and is deemed reliable but not guaranteed. Adrian Salas is not the listing agent for this property unless otherwise stated.