First-Time Buyers · Austin, Texas
First Time Home Buyer Programs Austin Realtor
First Time Home Buyer Programs Austin Realtor — Adrian Salas has spent more than a decade helping Austin buyers purchase their first home, from Mueller bungalows and East Austin new builds to condos downtown and starter homes in South Austin. Assistance programs change every year and most buyers never hear about the one they qualify for, so screening comes before shopping.
10+ Years
Advising Austin buyers, sellers and investors.
Partner & REALTOR®
Austin Marketing + Development Group, LLC.
Investment Division
Institutional funds to individual investors.
Austin Native
Raised in central Austin, works the whole metro.
How the first purchase actually works
Step one is money, not houses. Adrian introduces you to two or three local lenders, you compare rates and monthly payments side by side, and you get a pre-approval that Austin listing agents take seriously. Only then does touring make sense.
From there it is targeted showings, a written offer strategy built on real comparable sales, option-period inspections, repair negotiation, appraisal, and closing. Adrian walks each step with you and explains what you are signing before you sign it.
Down payment and first-time buyer assistance in Austin
Texas first-time buyers can often stack programs: TDHCA My First Texas Home, TSAHC down payment assistance grants, the City of Austin's down payment assistance program for income-qualified buyers, and low-down-payment FHA and conventional loans. Adrian's lender partners screen you for every program you qualify for before you tour.
The practical result for most first-time buyers is 3% to 5% down rather than 20%, plus seller-paid closing costs negotiated into the contract when the market allows it.
What Adrian brings to a first purchase
Austin native, Partner and REALTOR® with Austin Marketing + Development Group, and lead advisor in the firm's investment division — which means your first home also gets looked at as an asset. Resale, rentability, flood and lot value all get flagged before you are emotionally attached.
Buyer representation costs you nothing up front, and Adrian answers his own phone at 512-589-2677.
Buy
Off-market access, inspection strategy and negotiation on every offer.
Sell
Pricing, prep, photography and a marketing launch built for maximum exposure.
Lease
Landlord and tenant representation, plus full management through Driven.
Invest
Rental math, value-add underwriting and development site analysis.
Common questions
How much do I need saved to buy my first home in Austin?
Plan on 3% to 5% down plus roughly 1% of the price for closing costs and the option/earnest deposits. On a $400,000 Austin home that is usually $16,000 to $25,000 total, and assistance programs can reduce it further.
Does a first-time buyer pay their realtor?
In most Austin transactions the buyer's representation is negotiated into the deal. Adrian reviews exactly what you owe, if anything, in writing before you tour a single house.
How long does buying a first home in Austin take?
From pre-approval to keys is commonly 45 to 75 days: a few weeks of touring, then roughly 30 days from accepted offer to closing.
More ways Adrian helps Austin buyers